Crassula Ovata : Jade Tree [Money Tree]


The Crassula Ovata plant is belongs to the family of thick leaved plants genre Crassulaceae. The various names are Money Tree, Jade Plant, Crassula Argentea, Friendship Plant, Silver Dollar Plant or Lucky Tree.

The Crassula Ovata plant grows to a maximum height of about 2.500 meters. The thick and straight stems has many and thick branches. There are starkly branches on the base of this plant.

This Money Tree was first described as Cotyledon Ovata by Philip Miller in 1768. The jade tree is belongs to the native of KwaZulu-Natal and Ostkap provinces of South Africa.

Most types of money tree exist as ornamental plants. Jade Plant is not going to produce money for you. Although people in the past era and in some cultures today, believe that they do. I think that it may be a belief of the individuals.

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Biological NameCrassula Cargentea
OriginSouth Africa
Common NamesCrassuka Ovata, Jade Plant, Money Tree, Lucky Tree, Friendship Tree, Crassula Portulacea
Growth3 Feet or less, Bonsai
ToxicityToxic /Poisonous to Cats and Dogs

Characteristics of Crassula Ovata

Basic Information

The Jade Tree is an indoor plant. It borrows itself from the bonsai in the way it grows like a miniature tree. It is a succulent that retains water within the leaves like cactus plant.

Looks and Displaying

The Jade plant has a similar look to a bonsai tree with a thick trunk and branches. The leaves are thick and oval in shape. It appears shiny dark green and possibly red colored outer edge. The matured plant can also produce white or pink flowers in the right atmospheric conditions. The important aspect of displaying this plant is plenty of sunlight. So, keep this plant close to a window.

Easy to grow

Please read the care instructions below. These plants are very easy to grow and maintain. However, the more you know about its basic needs, the better and stronger it will grow.


They produces small white or pink star shaped flowers in night. The flowers have a faint sweet scent and are attractive to bees, wasps, flies, beetles and butterflies.

Under ideal conditions of bright light flower clusters can cover the plant in masses thick enough to hide the foliage. Under good conditions, pollinated flowers produce a small capsule filled with seed.

Keep the plant in an area where it not receive any supplemental light. So that the natural light cycle of the season will trigger flower initiation.

Several weeks of cold, dry, dark treatment, followed by regular watering should result in fair flowering.


Jade plants benefit from pruning to keep them compact and growing vigorously. This is to be best in spring for cutting stems back to a lateral branch.

Pruning makes the trunk to be able to support the heavy weight of the leaves and stems, and also encourages the growth of roots.

The cuts will heal over in a few days and new growth will sprout within a few weeks.


Jade plant is mainly propagate from stem or leaf cuttings. In the wild or when planted outdoors in mild climates, leaves or pieces of plant that break off and fall to the ground will root in a few weeks.

We suggest to dry the cutting pieces for few days after cutting. So that the cut surface will be healed and this deceases the chances of rotting. When the cut end inserted fairly dry into well-drained soil benefits by speed rooting, and they will start producing roots even out of soil.

Cuttings root can propagate most easily in summer days. But on the other hand, jade plant can be propagated at any time of the year. This new plant can be grown from the seed during summer or spring season.

There are various possibilities to choose from for the propagating of the money or jade tree:

Firstly, it is possible to build a sowing from offshoots or also cuttings. The cuttings can be separated from the money tree at the end of winter season. Put the cutting in a water-filled container with caution.

The formation of roots takes place quickly in this way and it is also easy for beginners to complete. Allow atleasr 14 days for the root formation before the small plant is planted or replanted.

A second way for the propagating of the Crassula ovata is to use the thick leaves of the plant. The plant should carefully removed before putting them in soil. The soil used here should be cacti soil. Essential is that the planted leaves (note: one leave is sufficient for propagating) are at a bright and warm place. by this method, there we see a quick formation of roots.

A third option for propagating is the use of seeds/succulents.


The popular and common species are:

The Crassula Ovate: It produces several sprouts and grows upright.

Crassula Muscosa: It has straight and densely scaled sprouts.

Crassula Rupetris: It has round, fleshy, green-brownish leaves.

There are a number of named cultivars of C. ovata, although these may not be readily available in all areas.

The “Bronze Beauty” has small coppery green leaves on its extremely slow growing stems.

The “California Red Tip” has purple red-edged leaves when it is grown in bright light.

The “Gollum” has leaves that are nearly tubular, with a reddish tint, and it looks as though the end is a suction cup.

The “Hobbit” has tubular looking leaves with reddish ends and dense foliage.

The “Sunset” has green leaves streaked with white/cream and pinkish red.

The “Tricolor” is a chimera variety with creamy white-and rose-striped pointed leaves and pink and white flowers.

The “Variegata” has bicolor leaves.


Uses and Benefits of Crassula Ovata

The following points are to be kept in mind before placing the Money Tree is-

Location should be bright and warm. No great heat or cold as well as no rain will there to affect the plant. Substrate should be very permeable to water. Moderate watering is important. Avoid damming moisture and dryness.

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Requirement to Grow and Care

The most popular varieties of the Crassula Ovata plant are Hobbit and Gollum. The Jade Plants are belongs to the sunny areas of South Africa. It should be placed in a warm and bright place in the house or office.


The mixture of substrates of mineral elements and a particularly nutrient-low soil is the best suitable growing media for the Crassula ovate. The substrate for the succulents should ideally be very permeable to water. So that there will be no water logging after watering of the plant.

The best mixture contains 1 part of potting soil and 1 part of mineral elements.

Use garden soil mixed with perlite, fine river sand, pea gravel and chicken grit (if possible) to create a perfect planting mix. This mixture will drain quickly.

These plants can be grown in pots for many years. It will be best to re-pot them every two to three years. Otherwise repot them when plant becomes heavy and susceptible to tipping over.

A layer of a few centimeters, such as clay fragments, should be used for water drainage from the pot to work best. Insert this layer into the planting pot before filling the substrate. This plant can be cultivated in the summer months.

These plants need well-drained soil. Do not mix coco peat or other moisture retentive components with soil. The best time to repot is as new growth starts to view.


The Crassula Ovata plant should be watered more during the growth period. Keep the soil moderately wet. The Jade tree is capable of saving lots of water in its leaves. So, follow this nursing instruction to keep plant healthy.

Too much water during the growing season can cause root rot and the substrate becomes too wet.

The plant grows well when the soil is allowed to dry out between deep watering. Do not allow plants sit in water. Watering should be restricted in winter season and the soil should remain almost dry.

Overwatering will also cause the leaves to drop and the stem to rot. Drought during growing season can result in dwarfing, foliage spotting, leaf drop and death.


Jade plant does best with four or more hours of direct sunlight. But they will survive in bright, indirect sunlight. The Inadequate light will produce a plant with dropping stems and deep green leaves.

This plant is tolerant of a wide range of temperature and humidity. These plants also tolerate light frost but will be killed by freezing conditions.

House plants can be kept outdoors in summer season. But higher light intensity outdoors can leads to sunburn. The jade plant should be brought indoors before the first frost.


Jade plants can be fertilize once in every two months during active growth. You can use a dilute fertilizer once in every month.


The Room temperatures of around 15°c to 24°c are ideal for Crassua Ovata Plant. In winter, the temperature should not be less than 10°c.


The Jade Plant survives well in quite humid conditions. Maintain the right humidity level by water misting or artificial humidifier.


Re-pot during spring to summer when the plant becomes root bound or soil needs renewing. Heavy pots are best to use because Jade plants are well known for being heavy on top. A heavy pot will prevent them from tipping over.



Plant jade in relatively heavy pots made from clay with an appropriate diameter. It is essential for a new plan to be pressed tightly in the substrate. Hurting the roots is strictly to avoid.

Special Instructions

Look whether plant needs to be replanted or not. One can take it at the beginning of the growing season out of the pot and have a look whether the roots are already showing through.

Plant the money tree in a larger container.

If the old pot is still large enough, it can still be used

Shake off the soil from the roots and clean the pot thoroughly before the plant is replanted.

After repotting, the money tree should be protected from the sun for at least 14 days.

The dormant period of the money tree is between October and February. Assure limited watering during this time.

Give more water if no dryness of the bales develops. Secondly the soil does not dry out.

The ground rule for watering should be – one time less than one time too much.

Pests and Diseases

There are mainly two kinds of pests that can harm the Crassula Ovata Plant.

Mealy Bugs and Plant Lice.

The indications that shows the plant is plagued by pest infestation are given below-

the increased loss of leaves

sticky and yellow excretions on the leaves

When there are both indications, it is highly likely that a pest infestation is on hand. Especially weakened money trees are vulnerable to pest infestation.

To get rid of the plant lice, it is advisable to use the for this situation produced plant sticks. These sticks, a combination of different fertilizers, can easily be inserted into the soil.




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